For many Muslims, purchasing a home is a major life goal. However, traditional mortgages involve riba (interest), which is prohibited in Islam under Sharia law. So the question arises: Can a Muslim buy a house with a mortgage? In this post, we’ll explore the Islamic perspective on conventional mortgages, halal alternatives, and how Muslim homebuyers can responsibly finance a home while staying true...

Buying a house in the United States as a Canadian citizen can be a smart investment or a great way to establish a second home. While the process is similar to buying property domestically, there are additional legal, financial, and logistical considerations. This guide will walk you through everything you need to know about purchasing real estate in the U.S. as a Canadian. 1. Understand the Legal...

Estate planning often involves deciding what happens to your home after you're gone. If you still have a mortgage on your house, you may be wondering: can a house with a mortgage be put in a trust? The short answer is yes — but there are important rules and steps to follow. In this post, we’ll explain how it works, what type of trust to use, and what you need to consider before transferring a...

With many Americans watching the housing market closely, a common question is: Can house mortgage rates go up? The short answer is yes — and in certain economic conditions, they often do. In 2025, mortgage rates remain sensitive to inflation, Federal Reserve policies, and global economic trends. Let’s explore what could cause mortgage rates to rise and what it means for you. What Causes...

Introduction: What Are Capital Gains on Real Estate? When you sell a property for more than its purchase price, the profit you make is known as a capital gain . In California , real estate capital gains are taxed at both the federal and state level , making it crucial for homeowners and investors to understand how these taxes apply. Whether you're selling a home, rental property, or vacant land,...

If you're a homeowner or planning to buy a home, you might be wondering: are house taxes included in mortgage payments? The short answer is: sometimes yes, sometimes no . It depends on the type of loan you have and how your mortgage is structured. In this post, we’ll explain how property taxes work with mortgages, what an escrow account is, and what you need to know to manage your payments...

Buying a house is one of the biggest financial decisions you’ll make in life. Whether you're a first-time homebuyer or looking to invest in property, understanding how to buy a house in the USA is essential. This guide walks you through each step of the process, from preparing your finances to moving into your new home. Step 1: Check Your Financial Health Before you start browsing listings,...

If you're thinking about buying a home or refinancing your current mortgage, one of the most important factors to understand is mortgage interest rates . But what exactly are house mortgage interest rates, and why do they matter? In this post, we’ll break it down simply and clearly. What Are Mortgage Interest Rates? A mortgage interest rate is the percentage charged by a lender on a home loan....

If you're thinking about buying a home or refinancing your current mortgage, one of the most important numbers to understand is the house mortgage rate . But what exactly are mortgage rates, and how do they affect your monthly payments and long-term finances? In this guide, we’ll break it down in simple terms. What Are House Mortgage Rates? A mortgage rate —also known as an interest...

If you're thinking about buying a home or refinancing your current mortgage, one of the biggest questions on your mind is likely: Are house mortgage rates going down? In 2025, many buyers and homeowners are watching interest rate trends closely after a period of steady increases. Let’s take a closer look at what's influencing mortgage rates and what experts are predicting for the rest of the...